Growth of $10,000: 40/60 Portfolio
A $10,000 investment in the 40/60 Portfolio at the start of 1996 would have grown to $55,163 by 2026 — about 5.5× the original stake over 30 years, based on historical data.
30-Year Growth of $10,000
What the numbers mean
Over this 30-year window the 40/60 Portfolio compounded at roughly 7.74%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -18.8%, a reminder that even the steadiest allocations go through painful stretches.
Its best single year returned +16.8% (2009), while its worst year fell -13.4% (2008). Adjusted for inflation, the ending $55,163 is worth about $29,296 in 1996 dollars — the real purchasing power your money would have gained after rising prices are stripped out.
These figures assume the strategy's target weights (the conservative flip side of the classic 60/40 — more bonds, less equity.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.
Annual Returns
| '96 | '97 | '98 | '99 | '00 | '01 | '02 | '03 | '04 | '05 | '06 | '07 | '08 | '09 | '10 | '11 | '12 | '13 | '14 | '15 | '16 | '17 | '18 | '19 | '20 | '21 | '22 | '23 | '24 | '25 | '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -1 | +13 | +12 | +9 | +4 | +2 | -1 | +1 | +6 | +1 | +6 | +2 | -13 | +17 | +12 | +7 | +7 | +9 | +10 | -1 | +8 | +12 | +1 | +14 | +10 | +8 | -8 | +9 | +12 | +11 | +5 |
Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer