Growth of $10,000: 60/40 Portfolio
A $10,000 investment in the 60/40 Portfolio at the start of 1996 would have grown to $68,719 by 2026 — about 6.9× the original stake over 30 years, based on historical data.
30-Year Growth of $10,000
What the numbers mean
Over this 30-year window the 60/40 Portfolio compounded at roughly 8.77%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -30.4%, a reminder that even the steadiest allocations go through painful stretches.
Its best single year returned +21.9% (2009), while its worst year fell -21.7% (2008). Adjusted for inflation, the ending $68,719 is worth about $36,495 in 1996 dollars — the real purchasing power your money would have gained after rising prices are stripped out.
These figures assume the strategy's target weights (the classic balanced benchmark that stocks-and-bonds investing is measured against.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.
Annual Returns
| '96 | '97 | '98 | '99 | '00 | '01 | '02 | '03 | '04 | '05 | '06 | '07 | '08 | '09 | '10 | '11 | '12 | '13 | '14 | '15 | '16 | '17 | '18 | '19 | '20 | '21 | '22 | '23 | '24 | '25 | '26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -2 | +14 | +16 | +13 | -1 | -1 | -7 | +2 | +5 | +1 | +6 | -1 | -22 | +22 | +15 | +6 | +10 | +13 | +11 | -1 | +12 | +17 | 0 | +17 | +12 | +13 | -8 | +13 | +17 | +12 | +7 |
Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer