Allocation Lab

Growth of $10,000: 7Twelve Portfolio (Craig Israelsen)

A $10,000 investment in the 7Twelve Portfolio (Craig Israelsen) at the start of 2007 would have grown to $27,960 by 2026 — about 2.8× the original stake over 19 years, based on historical data.

Final value (2026)$27,960
CAGR+5.54%
Max Drawdown-30.1%
Inflation-adjusted$16,507

19-Year Growth of $10,000

7Twelve Portfolio (Craig Israelsen)
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 19-year window the 7Twelve Portfolio (Craig Israelsen) compounded at roughly 5.54%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -30.1%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +19.9% (2009), while its worst year fell -22.9% (2008). Adjusted for inflation, the ending $27,960 is worth about $16,507 in 2007 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (twelve equally weighted asset classes for maximum diversification in a single portfolio.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
-1-23+20+17+7+8+4+8-6+12+12-2+10+10+11-5+2+9+13+9

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer