Allocation Lab

Growth of $10,000: All Weather Portfolio (Ray Dalio)

A $10,000 investment in the All Weather Portfolio (Ray Dalio) at the start of 2006 would have grown to $38,912 by 2026 — about 3.9× the original stake over 20 years, based on historical data.

Final value (2026)$38,912
CAGR+6.85%
Max Drawdown-21.0%
Inflation-adjusted$22,091

20-Year Growth of $10,000

All Weather Portfolio (Ray Dalio)
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 20-year window the All Weather Portfolio (Ray Dalio) compounded at roughly 6.85%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -21.0%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +21.4% (2011), while its worst year fell -11.5% (2022). Adjusted for inflation, the ending $38,912 is worth about $22,091 in 2006 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (balances risk, not just dollars, across growth, inflation, and rate environments.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'06'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
+7+13-6+7+13+21+4+1+17-6+6+110+18+13+9-11+3+9+14+4

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer