Allocation Lab

Growth of $10,000: Core Four Portfolio (Rick Ferri)

A $10,000 investment in the Core Four Portfolio (Rick Ferri) at the start of 1996 would have grown to $69,022 by 2026 — about 6.9× the original stake over 30 years, based on historical data.

Final value (2026)$69,022
CAGR+8.83%
Max Drawdown-44.3%
Inflation-adjusted$36,741

30-Year Growth of $10,000

Core Four Portfolio (Rick Ferri)
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 30-year window the Core Four Portfolio (Rick Ferri) compounded at roughly 8.83%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -44.3%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +33.3% (2009), while its worst year fell -32.7% (2008). Adjusted for inflation, the ending $69,022 is worth about $36,741 in 1996 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (a four-fund index portfolio that adds a real estate sleeve to the classic bogleheads mix.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'96'97'98'99'00'01'02'03'04'05'06'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
-2+16+13+130-2-11+6+6+6+5-3-33+33+20+2+13+13+11-4+15+20-3+15+14+12-8+10+17+17+9

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer