Allocation Lab

Growth of $10,000: Larry Portfolio (Larry Swedroe)

A $10,000 investment in the Larry Portfolio (Larry Swedroe) at the start of 1998 would have grown to $39,356 by 2026 — about 3.9× the original stake over 28 years, based on historical data.

Final value (2026)$39,356
CAGR+4.97%
Max Drawdown-12.7%
Inflation-adjusted$18,039

28-Year Growth of $10,000

Larry Portfolio (Larry Swedroe)
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 28-year window the Larry Portfolio (Larry Swedroe) compounded at roughly 4.97%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -12.7%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +18.5% (2000), while its worst year fell -8.6% (2008). Adjusted for inflation, the ending $39,356 is worth about $18,039 in 1998 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (a bond-heavy portfolio that leans on the small-value factor to punch above its equity weight.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'98'99'00'01'02'03'04'05'06'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
+2+1+19+7-2+15+4+7+7+2-9+11+10+2+6+8+4-2+9+4+0+5+7+6-1+4+9+7+4

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer