Allocation Lab

Growth of $10,000: Coffeehouse Portfolio (Bill Schultheis)

A $10,000 investment in the Coffeehouse Portfolio (Bill Schultheis) at the start of 2000 would have grown to $43,110 by 2026 — about 4.3× the original stake over 26 years, based on historical data.

Final value (2026)$43,110
CAGR+6.95%
Max Drawdown-33.8%
Inflation-adjusted$23,644

26-Year Growth of $10,000

Coffeehouse Portfolio (Bill Schultheis)
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 26-year window the Coffeehouse Portfolio (Bill Schultheis) compounded at roughly 6.95%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -33.8%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +27.3% (2009), while its worst year fell -23.3% (2008). Adjusted for inflation, the ending $43,110 is worth about $23,644 in 2000 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (a seven-fund index portfolio built to be simple enough to manage from a coffee shop.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'00'01'02'03'04'05'06'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
+4+3-4+4+7+5+5-3-23+27+18+5+10+10+10-3+15+120+11+8+10-5+4+11+12+7

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer