Allocation Lab

Growth of $10,000: Margarita Portfolio

A $10,000 investment in the Margarita Portfolio at the start of 2000 would have grown to $56,359 by 2026 — about 5.6× the original stake over 26 years, based on historical data.

Final value (2026)$56,359
CAGR+8.48%
Max Drawdown-19.1%
Inflation-adjusted$31,341

26-Year Growth of $10,000

Margarita Portfolio
── Actual ETF data   ╌╌ Proxy index data

What the numbers mean

Over this 26-year window the Margarita Portfolio compounded at roughly 8.48%per year. That growth was not a straight line: the strategy's worst peak-to-trough decline reached -19.1%, a reminder that even the steadiest allocations go through painful stretches.

Its best single year returned +30.4% (2025), while its worst year fell -12.1% (2008). Adjusted for inflation, the ending $56,359 is worth about $31,341 in 2000 dollars — the real purchasing power your money would have gained after rising prices are stripped out.

These figures assume the strategy's target weights (three equal slices — stocks, bonds, and gold — for a simple all-weather tilt.) rebalanced annual, with no additional contributions or withdrawals. To model your own contributions, withdrawal rate, or a different mix, open this allocation in the portfolio simulator.

Annual Returns

'00'01'02'03'04'05'06'07'08'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24'25'26
-3+3-3+6+6+8-1+13-12+18+17+14+4-1+8-5+11+130+17+15+5-4+9+21+30+0

Hypothetical historical performance based on backtested data. Past performance does not guarantee future results. This site is for educational purposes only and does not constitute investment advice. Full disclaimer